The Road of Life Can Be Bumpy, Protect Yourself with the Best Auto Insurance Coverage!
Alexandra Andreev Agency offers customized auto insurance coverage throughout Michigan so that you can get the perfect auto insurance package that fits your needs and your budget! And of course a plan you understand.
Our Commitment to You
Our team is engaged, invested, and committed to your service. We have systems in place to communicate regularly, and we stay current with the changing auto insurance in Novi, Michigan. As the laws change, we will be ready to adapt your plan to the new situation, as well as thoroughly explain the new changes.
Michigan No Fault Auto Insurance
No-fault auto insurance is a car insurance system where each driver deals with their respective insurance companies regardless of who is at fault. What does that mean for you? Even if you make a mistake, your auto insurance company will still have to cover your damages.
What is Michigan's Auto Insurance Reform?
Today, Michigan drivers are required by law to have a No-Fault automobile insurance policy that includes Personal Injury Protection (PIP) benefits. While several states in the U.S. also have No-Fault requirements, Michigan’s No-Fault law is unique in that the PIP coverage provides for unlimited medical benefits for the lifetime of the injured person when those injuries result from an auto accident. On July 2, 2020, many changes to the existing no-fault auto insurance law will take effect, including giving Michigan drivers a choice in their level of PIP coverage. Under the new plan, drivers will be able to choose from up to six options for Personal Injury Protection coverage.